Choose between 6-36 months. Fix your repayments upfront so it’s affordable to you.
Loans are individually assessed by real people to suit your needs.
Our personal loans are 100% online so you can apply anytime – day or night. Just like a normal personal loan, choose the amount you need and how long you want to borrow. It’s ideal if you have no credit history or a lower credit score. We also lend to casual and the self-employed.
No need to borrow from your family or friends, we’re here to help you. Borrow money for your individual needs including student expenses, rental bond, home improvements, motorbike or car repair, travel or holiday or any other necessity you have.
Small personal loans for when you’re just a bit short and you need cash fast.
Medium personal loans are for when you need cash fast for a big purchase.
When you need a little more for those larger unexpected expenses.
Applying for a Credit24 a loan is convenient and easy. It only takes a few minutes and you’ll get a response within minutes. Click on the ‘Start application’ and follow the application prompts.
In most cases, loans can be approved on the same business day. To speed up your application, ensure you provide us all the necessary information including your mobile, email address, ID and three months of your bank statements.
How much you can borrow depends on your individual assessment. When applying, we check for your income and expenses carefully to ensure we will only lend what you can afford.
To apply for a Credit24 loan, you must be a permanent resident, 18 years or over, be employed and earning at least $600 a month and have a reasonable credit history.
Centrelink benefits will be assessed as part of your income, however this cannot make up more than 50% of your income. Unfortunately, we can’t offer you a loan if you’re unemployed or Centrelink payments make up more than 50% of your income.