What can we offer

It is a pity that in Australia student loans are extremely tough to come by. While you may get a loan for higher education studies with repayment options post-employment, the fact is that these take a long time to process. A personal loan of up to $10,000 could be a convenient way for you to enjoy your student years without stressing about the finances.

No hidden costs or fees

Before you apply you can see exactly how much your repayments are going to be, and how much you’ll owe over the lifetime of your loan.

Flexible loan options

Our personal loans for students are flexible from $500 up to $10,000. Choose how often you want to pay back (weekly, fortnightly or monthly) and how long you want the loan for.. And best of all, you can repay your loan early with no penalty.

Easy to apply

Our student loan application process is extremely fast and easy. Choose how much you want to borrow, apply online and you’ll get a response within minutes. Once approved, money can be paid into your account as quickly as the same day.

You can rely on us

With businesses in 12 international locations, over 10 years of experience and over 300,000 satisfied customers you can be sure that Credit24 is a secure and responsible lender.

Calculate your needs

Use our simple student loan calculator to forecast how much your repayments will be based on your personal financial circumstances. Choose your loan amount, repayment frequency and repayment lifetime to get an immediate estimate of how much you’ll pay.

Use your student money loan as you like

We understand that you may need some quick cash for various reasons. Sometimes, it is for the out-of-pocket expenses and at other times it is to manage the extra amounts needed when applying for various educational institutes.

Credit24 loans for students aren’t just limited to tuition fees. Use the money to purchase textbooks, a laptop, stationary or whatever you need to complete your studies to the best of your ability. Time spent studying is generally a very fluid period of your life, meaning your loan should be as flexible as you.

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How much is the average Australian loan?

According to the Australian Parliament website, the average outstanding amount for students with a Higher Education Loan Program (HELP) sat at $21,557. This figure doesn’t account for what’s already been paid back by those with a HELP debt.

The time it takes university alumni to pay back their loans is also startling. On average, it takes Australians over nine years to pay back their HELP debt completely. This figure is up from 2017, when it took just under nine years for former students to pay back their tertiary education fees.