A loan for those who aren’t always on the clock

Just because you don’t work the normal 9 to 5, does not mean that loan applications should be made tough for you. At Credit24, we believe that everyone should be entitled to easy loans when they need them. We understand that everyone needs a little help with cash from time to time and it should be easy for part-time & casual workers to access these loans too.

As a part-timer or casual employee, finding a steady cashflow can be even more difficult, so having a Plan B in place can ensure you peace of mind, knowing your bills will still be paid, even if the work slows down for a little while.

Use your loan anyway you’d like

When you work part-time or casually, being flexible with your finances is of the utmost importance. Therefore, any loan you take out should be as flexible as you. Being able to spend your loan on whatever you may need to get you through until your next pay day can be incredibly helpful. That flexibility is exactly what you’ll get from Credit24’s part-time and casual workers loan.

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Calculate your part-time workers loan

Use our simple part-time workers loan calculator to get an estimate of how much your repayments will be based on your personal financial circumstances.

Choose your loan amount, repayment frequency and repayment lifetime to get an immediate estimate of how much you’ll likely have to pay back.

Discover the part-time workers loan calculator below:

The pros and cons of a part-time or casual job in Australia

There are, of course, many advantages and benefits provided to full-time employees in Australia that you may not experience as a part-time or casual worker. Some of these benefits include:

  • Superannuation: Money that is contributed towards your retirement throughout your working life
  • Annual and sick leave: All full-time employees should receive paid annual leave, as well as allowances for paid sick or carer’s leave
  • Parental leave: Depending on where you’re working, parental leave allowances vary, however, all full-time employees should be able to access this type of leave
  • Long service leave: Extra leave entitlements for individuals that have worked for an individual business or company for many years.

These benefits may not be available to part-time or casual workers. However, the benefits of working flexible hours are plentiful:

  • Set your own hours or days on which you work
  • Being able to take a holiday whenever you’d like, for as long as you’d like
  • Better work-life balance
  • Being able to work from home!

What is a part-time employed loan and why it may be right for you

It’s easy for us to just say that our loans are the best out there, but we’re not like other lenders who can make questionable claims without backing them up.

So, here are some of the major reasons why a part-time employment loan could be right for you:

No hidden costs or fees

Before you apply you can see exactly how much your repayments are going to be, and how much you’ll owe over the lifetime of your loan. Don’t get caught out by hidden fees and costs. You’ll know all the details of your loan upfront.

Flexible loan options

Credit24’s loans and line of credit are flexible from $500 up to $10,000, with options to suit repayment frequency and repayment length that work for you and match your salary cycle. And best of all, you can repay your loan early with no penalty.

Easy to apply

The online application means it’s fast and easy to apply. Of course, you’re always welcome to talk to our friendly team using online chat or simply giving us a call. Whatever your preference to proceed with your application, help is just a click or phone call away.

You can rely on us

In a recent survey we asked customers if they would recommend us to a friend. Not a single one said they wouldn’t. That’s trust that is earned through brilliant customer service and a fantastic reputation.

How can I apply for a loan?

Complete our online application today and if approved within business hours, you could potentially have the money in your account on the same day, meaning you can get back to doing what’s really important to you.

Applying is easy. Simply click here or follow any of the “Start Application” buttons on this page to get cracking on your new loan application. With our entirely online application process, you have the ability to apply within minutes, which is important when time is of the essence.

Don’t delay! Start your application and get back to work today!

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