A loan for home improvements and renovations

Home improvements and renovations can be the most expensive investment you make in your life, apart from buying the house or apartment itself. That’s why at Credit24, we’re here to support you with our flexible home improvement and renovation loan. Depending on the type of renovation or home improvements you’re planning, borrow anywhere from $500, up to $10,000 to ensure you can finish what you started and enjoy your beautiful new home. Credit24 has loan options to suit all budgets and financial circumstances.

Whether you’re simply decorating a couple of spaces and need some extra cash for those finishing touches, or completely gutting a room and starting from scratch, Credit24 has the perfect loan option for you. Manage your repayment options depending on your financial circumstances, with repayment frequency and amount options.

A home improvement and renovation loan that’s flexible

They say change is as good as a holiday, but renovations and home improvement can be frustrating at times, especially if money gets a little tight. We too often hear stories of families embarking on renovation and DIY jobs, only to run out of money and only half-finish the job. Don’t let tight finances stress you out and, ultimately, stop you from finishing your dream house. With a home improvement and renovation loan from Credit24, you’ll have the financial freedom to make your house as perfect as you’d like it to be.

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Calculate your home improvement and renovation loan amount

Use our simple home improvement and renovation calculator to get an estimate of how much your repayment amount is likely to be based on your circumstances.

Choose how much you’d like to borrow, your repayment frequency and the repayment period, and we’ll let you know how much you’ll be required to pay. It’s that easy.

Discover the home improvement and renovation calculator below:


What is the average cost of a home renovation?

Renovating can be an extremely expensive exercise if you let your finances get away from you. Different aspects of the job can add up, meaning you can be left with a hefty renovation bill and very little money to pay for it. On average, the cost of a full-house renovation in Australia sits between $40,000 to $60,000, depending on the size of your place. It’s a huge investment, meaning having your finances in order is the first and most important step in planning any renovation. Therefore, ensuring you have immediate access to enough funds is of great importance.

What is our home improvement and renovation loan?

A lot of lenders make huge claims relating to their products and services, many of which are, unfortunately, just words. Credit24 is not like the other lenders; we are upfront and transparent about fees (if any apply) and costs so you’re able to make the right financial decision for you.

So, here are some of the major reasons why you would choose Credit24 for your home improvement and renovation loan:

No hidden costs or fees

Before you apply you can see exactly how much your repayments are going to be, and how much you’ll owe over the lifetime of your loan. Don’t get caught out by hidden fees and costs. You’ll know all the details of your loan upfront.

Flexible loan options

Credit24’s loans and line of credit are flexible from $500 up to $10,000, with options to suit repayment frequency and repayment length that work for you and match your salary cycle. And best of all, you can repay your loan early with no penalty.

Easy to apply

The online application means it’s fast and easy to apply. Of course, you’re always welcome to talk to our friendly team using online chat or simply giving us a call. Whatever your preference to proceed with your application, help is just a click or phone call away.

You can rely on us

In a recent survey we asked customers if they would recommend us to a friend. Not a single one said they wouldn’t. That’s trust that is earned through brilliant customer service and a fantastic reputation.

How can I apply for a loan?

If you want to decorate, renovate or simply give a room a makeover, a loan can help pay for your home improvement or repair project.

Credit24 offers fast online loans from $500 for the smaller decorating jobs and up to $10,000 for those bigger renovation projects.

You can apply online today. Loans approved in business hours can be paid the same day, giving you fast access to get your home improvements started.