Bundle multiple repayments by refinancing

If you’re juggling multiple loans or struggling to budget your loan repayments, then refinancing with Credit24 may be the answer for you. Streamlining your existing payments into one new loan with us will help you keep your repayment costs down (if these payments are deemed to reduce financial stress), potentially ensuring you’re not charged more in interest and fees from your current lenders.

Stop stressing about individual loan payments and stop paying more than you should. Our team will verify your application and conduct regular lending checks before getting in contact with you to discuss a refinancing plan that suits your budget and circumstances.

Reduce stress with our debt consolidation option

Often, life catches up with us and it can be difficult to get on top of all your debts from multiple lenders. With Credit24’s debt consolidation option, you’re able to lift the weight of debt off your shoulders and consolidate all your payments into an easy payment that matches your salary schedule.

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Calculate how much it would be to consolidate your debts

Use our simple debt consolidation calculator to see how much your loan repayments will be based on your financial circumstances and amount owed to other lenders.

Choose your loan amount, repayment frequency and repayment lifetime to get an immediate estimate of how much your repayments will be.

Please note, for refinancing options with Credit24, you must apply for a loan of at least $2,100:


How much debt are Australians in?

According to the Australian Bureau of Statistics (ABS), household debt is on the rise, with 74% of Australian households holding some form of debt. According to the ABS, “Over the past 12 years, the proportion of households holding debt has remained almost unchanged (73% in 2003-04, compared to 74% in 2015-16); however, average household debt (after adjusting for inflation) has almost doubled, increasing from $94,100 in 2003-04 to $168,600 in 2015-16.

What is refinancing and why should you consider it?

Put simply, Credit24’s refinancing option is designed to streamline all of your other lender’s repayment amounts into a simple to remember, single payment that is significantly easier to manage. If approved, we’ll simply pay off your existing debt, and consolidate the repayments using an option that suits you. It’s that simple.

So, here are some of the major reasons why you would choose Credit24 for consolidating your debt:

No hidden costs or fees

Before you apply you can see exactly how much your repayments are going to be, and how much you’ll owe over the lifetime of your loan. Don’t get caught out by hidden fees and costs. You’ll know all the details of your loan upfront.

Flexible loan options

Credit24’s loans and line of credit are flexible from $500 up to $10,000, with options to suit repayment frequency and repayment length that work for you and match your salary cycle. And best of all, you can repay your loan early with no penalty.

Easy to apply

The online application means it’s fast and easy to apply. Of course, you’re always welcome to talk to our friendly team using the online chat tool or by simply giving us a call. Whatever your preference to proceed with your application, help is just a click or phone call away.

You can rely on us

In a recent survey we asked customers if they would recommend us to a friend. Not a single one said they wouldn’t. That’s trust that is earned through brilliant customer service and a fantastic reputation.

How can I apply for a loan?

Complete our online application today and if approved within business hours, one of our friendly team members may be in contact if they need additional information to finalise the consolidation process. Your complicated financial circumstances could be significantly simplified in just a matter of hours.

Applying is easy. Simply click here or follow any of the “Start Application” buttons on this page to get cracking on your debt consolidation application. With our streamlined application process, you have the ability to apply within minutes, which is important when time is of the essence.

Don’t delay! Start your application and regain your financial independence again today!

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